Our Programs
Three Programs,
One Clear Purpose
Every Baan Thrift program is built to give you a clearer understanding of a specific part of your financial picture — at your own pace, with no sales agenda.
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Our Educational Approach
Every program at Baan Thrift follows principles that distinguish it from conventional financial education in Thailand.
Discussion-Based
Sessions are conversations, not lectures. Participants' own situations guide each meeting.
Progressive Structure
Each session builds on the last. Concepts introduced early are revisited and deepened as programs progress.
Written Materials
Workbooks and worksheets are provided. These are tools to keep and use, not single-use handouts.
No Product Sales
No program leads to a product recommendation or institutional referral. Education is the only outcome.
Program 1 · Group Workshop
Budgeting for Life Transitions
Designed for adults navigating significant life changes — early retirement, career shifts, children leaving home, or caring for aging parents. Each of the three sessions addresses a different transition scenario with practical budgeting frameworks and guidance on emotional preparedness. Participants receive a workbook with templates they can revisit over time. Sessions are held in a relaxed, café-style setting with no more than eight attendees per group.
Sessions
3
Format
Group
Price
฿8,800
Understanding What Has Changed
Mapping income, expenses, and responsibilities in the new context
Building a Workable Budget
Framework selection, priority setting, and short-term planning
Planning for the Next Transition
Medium-term outlook, contingency thinking, and ongoing review habits
Program 2 · Group Workshop
Insurance & Protection Planning
A four-session program that demystifies insurance products available in Thailand — life, health, accident, and property coverage. Rather than promoting specific products, this program teaches participants how to evaluate coverage, read policy documents, and determine adequate protection levels based on personal circumstances. Includes a coverage gap analysis worksheet. Designed for participants aged 40+ who want clarity without sales pressure.
Sessions
4
Format
Group
Price
฿26,500
Life & Health Insurance Fundamentals
Coverage types, key terminology, and how policies are structured
Accident & Property Coverage
What is and isn't typically covered, and common exclusions to watch for
Reading Policy Documents
Practical exercises with sample documents and key clause explanations
Coverage Gap Analysis
Applying the worksheet to each participant's actual situation
Program 3 · Individual · 3 Months
Comprehensive Financial Wellness
An extended ten-session individual program spanning three months, integrating budgeting, savings review, investment fundamentals, insurance assessment, and legacy planning into a single cohesive journey. Each session builds on the last, with monthly progress reviews. Participants have ongoing messaging access to their educator between sessions. A final consolidated report captures the full picture with annotated recommendations.
Sessions
10
Format
Individual
Price
฿69,500
Financial Baseline
Mapping current income, expenses, savings, and obligations
Budgeting & Savings Review
Framework selection, savings habits, and short-term priority alignment
Investment Fundamentals
Basic investment concepts, risk awareness, and portfolio understanding
Insurance Assessment
Coverage review using gap analysis framework
Legacy & Final Report
Legacy planning overview and consolidated annotated report
Which Program?
Comparing the Programs
Use this overview to identify which program best matches your current situation and the depth of learning you're looking for.
| Feature | Budgeting for Transitions | Insurance & Protection | Financial Wellness |
|---|---|---|---|
| Sessions | 3 | 4 | 10 |
| Format | Group | Group | Individual |
| Price | ฿8,800 | ฿26,500 | ฿69,500 |
| Covers budgeting | |||
| Covers insurance | |||
| Investment basics | |||
| Legacy planning | |||
| Between-session messaging | |||
| Final annotated report |
Best for
Budgeting for Transitions
Adults facing a specific life change who want a focused, practical framework quickly
Best for
Insurance & Protection
Adults who feel uncertain about their current coverage and want clarity without pressure
Most Comprehensive
Financial Wellness
Adults who prefer a thorough, carefully paced approach to their complete financial picture
Shared Across All Programs
Professional Standards
These standards apply to every Baan Thrift program, regardless of format or topic.
Privacy & Confidentiality
Financial details shared during individual or group sessions are treated as confidential and are never disclosed to third parties.
Annual Material Review
All program materials are reviewed each year to reflect current Thai financial regulations, insurance frameworks, and relevant legal changes.
No Institutional Ties
Baan Thrift holds no referral arrangements with banks, insurance companies, or investment firms. Our fee income comes entirely from program participants.
Group Size Policy
Group sessions are capped at eight participants as a fixed policy. When sessions reach capacity, a new cohort is opened rather than expanding the group.
Post-Program Feedback
Every program ends with a structured feedback process. Participant input shapes future sessions, ensuring content stays grounded in real participant needs.
Educator Qualifications
All educators hold recognised qualifications in finance, adult education, or both, and participate in ongoing professional development each year.
Program Fees
Transparent Pricing
All program fees are all-inclusive. There are no additional charges, no upsell sessions, and no hidden costs beyond the listed price.
Program 1
Budgeting for Life Transitions
Group workshop · 3 sessions
฿8,800
- 3 workshop sessions
- Printed workbook
- Reusable budgeting templates
Program 2
Insurance & Protection
Group workshop · 4 sessions
฿26,500
- 4 workshop sessions
- Coverage gap analysis worksheet
- Printed reference materials
Program 3
Most ComprehensiveFinancial Wellness
Individual program · 10 sessions · 3 months
฿69,500
- 10 individual sessions
- Between-session messaging access
- 3 monthly progress reviews
- Annotated final report
Not Sure Which Program Fits?
We're happy to have a brief conversation about your situation and help you identify the most suitable starting point. No commitment required.
Get in Touch